The 5 Biggest IUL Mistakes (And How to Avoid Them)
David breaks down the 5 biggest IUL mistakes people make and how to avoid them. He starts the conversation by explaining the impact IULs can have on tax-free retirement when used correctly. Mistake #1 – Getting an IUL through the wrong…
How to Begin Money Discussions with Your Family – Even When it Feels Uncomfortable
Tips for Kicking Off Important Financial Conversations Talking about money can be an uncomfortable topic for many families. However, having open and honest discussions about money is important for financial planning and achieving financial goals. In this article, we will provide suggestions on how to begin money discussions with your family and create a healthy dialogue around finances.
Inheriting Wealth: How to Preserve and Grow Your Family’s Legacy
Tips for Navigating This Life-Changing Transition Passing on wealth can be a life-changing event, but it also comes with a great responsibility to preserve and grow your family’s legacy. Whether you receive an inheritance from a parent, grandparent, or another family member, it’s important to have a plan in place to use the wealth wisely and continue to benefit future generations. In this article, we will help guide how you might preserve and grow your family’s legacy after passing on wealth
How to Avoid Over-Converting Your Roth IRA
David sits down with certified financial planner Mark Byelich to discuss how to avoid over-converting your Roth IRA. They start the conversation by describing how over-converting your Roth IRA could sink your retirement plan. According to David,…
Why the Middle Class Could Soon Be Paying 45% Effective Tax Rates
David sits down with certified financial planner Mark Byelich to discuss why the middle class could soon be paying 45% effective tax rates. When asked what investors should pay attention to in 2023, David says it’s now do or die for those looking to…
Surviving the Roth Conversion Gauntlet: Part One
A Roth conversion, and specifically a PIRC, can be a valuable strategy to create tax-free lifetime income for yourself and your family.
How to Dramatically Lower the Tax Bill on Your Roth Conversion
David sits down with financial advisor Daniel Rondberg to discuss how to dramatically lower the tax bill on your Roth conversion. They start the conversation by describing why the Power of Zero message is crucial to tax-free retirement….
The Top 2 Reasons to Have Indexed Universal Life
David starts the conversation by describing why it makes sense to have indexed universal life insurance. Did you know that any taxes you pay in your taxable brackets are, ironically enough, optional? David reveals that the ideal amount of money…