What’s the Latest Update for Secure Act 2.0?
David starts the conversation by describing the changes you can expect from SECURE Act 2.0 and what these changes will mean for your retirement plans. According to David, too many workers retire without enough savings to comfortably live. However,…
Why Does Dave Ramsey Hate Permanent Life Insurance?
David starts the conversation by explaining why financial gurus like Dave Ramsey and Suzzie Orman hate permanent life insurance. With all the financial information floating around on the internet, who do you follow for advice on where to invest your…
Guaranteed Lifetime Income: Solving the Most Important Math Equation of Your Life
Utilizing an SPIA strategy for guaranteed lifetime income solves many common retirement income planning challenges and provides peace of mind.
How Do I Protect My Pension From Rising Taxes?
In this episode of The Power of Zero Show, David McKnight talks about what you can do to protect your pension in the current rising tax environment. David explains that tax rates will rise dramatically within the next 10 years due to massively…
Financial Considerations Before Buying a Vacation Home
Before You Sign on the Dotted Line, Consider These Important Factors Are you dreaming of the chance to own a vacation home where you can escape whenever you need to relax and recharge? According to the Vacation Home Counties Report from the National Association of Realtors in 2021, vacation home sales rose by 16.4% in 2020. In the continued aftermath of the COVID-19 pandemic, where many more professionals are working from home, there continues to be growing interest in the second-home market. Is a vacation home purchase right for you? Consider the factors below to help you decide.
5 Reasons Women Should Plan for Long-Term Care
Women Face Many Challenges in Retirement and Planning Ahead is Key to Achieve Financial Independence As healthcare costs continue to rise, it’s becoming increasingly important for American workers to consider including a plan for addressing the costs of long-term care in their overall retirement plans. Failing to do so can pose a significant risk to your financial independence, and it’s particularly critical for women, who already face extra challenges when it comes to living comfortably in retirement. Below we’ll discuss five specific reasons that women should consider the costs of long-term care when planning for retirement.
Will There Be a Great Depression in 2030?
In this episode of The Power of Zero Show, David McKnight shares evidence that unless there is immediate and dramatic fiscal realignment by the Federal Government, the U.S. will be mired down in a Great Depression by 2030. Citing Brian Beaulieu, David…
A Massive Increase to 401(k) Contribution Limits and Other IRS Thresholds
This episode of The Power of Zero Show addresses the recently-released new contribution limits for the 401(k) in 2023, as well as additional increases in other IRS thresholds. David shares that the IRS just released all their inflation-adjusted…
