Can the LIRP Serve as the Bond Portion of Your Portfolio? with David McKnight
A common question that David gets fairly frequently is whether or not the LIRP can be a substitute for the bond portion of a portfolio. A lot of people are funding their LIRP’s out of stock market portfolios that are growing at an average rate of…
My Thoughts on the Coronavirus with David McKnight
The two single greatest threats to your retirement are tax rate risk and longevity risk. The Power of Zero paradigm is the unified approach to mitigating both of these risks. As of March 9, 2020, the stock market is down 19% from its peak in February…
An Ominous Warning from the U.S. Comptroller General with David McKnight
It’s easy to forget how bad the fiscal situation of the United States actually is unless we are being constantly bombarded by experts telling us the truth of the matter. A recent article details a coming report from the Comptroller General. Come…
The Perils of Paying Long-Term Care Expenses from Your Tax-Deferred Bucket with David McKnight
If you’re between the ages of 50 and 65, there is a good chance that you have at least one parent or in-law that is going through a long-term care event. This may lead you to wonder how you are going to deal with your own long-term care events in…