Can You Be Too Old to Implement an LIRP?
David often gets the question of whether a person can be too old to implement an LIRP and like most questions the answer is “it depends”. There are a number of great reasons to implement an LIRP, but you have to keep in mind that it’s not a…
What to Expect if Joe Biden Gets Elected
In past episodes of the podcast David described the impact of a blue wave in the upcoming November election and what may happen to your finances if Joe Biden becomes the next president. The first major change would likely be the loss of the stepped up…
What Is Time-Segmented Investing?
Time-segmented investing is a critical concept in the Power of Zero paradigm. The traditional approach says that you can have an investment portfolio balanced in such a way as to protect against systemic risk, but this approach has a serious risk…
What Dalio, Cooperman, Slott, Kotlikoff and Swedroe Have Recently Said About the Future of Tax Rates
David Walker has been saying that tax rates are going to have to double since 2008. We didn’t do that. So that means the national debt will continue to accumulate until we reach $53 trillion, at which all the money flowing into the Treasury will…
What is a Before and After Comparison? (And Why You Might Need One)
The Before and After Comparison is an indispensable part of the financial planning process and you can get help with yours over at . The comparison is made up of three different projections within some sophisticated financial planning software of…
