How to Mitigate Long-term Care Risk…Without the Heartburn
David shares that he got into the industry during the “calm before the storm.” It was 1997 and, during the State of the Union, President Bill Clinton announced that the national deficit was simply zero. Today, less than 25 years later, the…
Can You Retire on Life Insurance Alone?
There’s this belief among financial experts that life insurance is the financial silver bullet. However, as David explains, that’s not 100% accurate. Yes, life insurance can mitigate every retirement risk and solve all forms of retirement…
Sequence-of-Return Risk and the ‘Risk Multiplier’ That Makes it Even More Dangerous
Sequence-of-return-risk could cause you to run out of money in retirement and its danger is multiplied by something called longevity risk, too.
The Bombshell in the 2022 Social Security Trustees Report
David shares that the 2022 Trustees Report raises a sharp warning cry about the catastrophic short- and long-term trajectories of the Social Security program. The surplus that had built up over the years as Baby Boomers plowed money into the Social…
The Anatomy of a Debt Apocalypse
One of David’s jobs as the host of the Power of Zero Show is to constantly remind listeners of the horrifying fiscal outlook the U.S. is facing. This episode looks at components that are contributing to this “fiscal apocalypse”. David Walker,…
