Dave Ramsey Is WRONG About the National Debt
In a recent video a high school senior called in to Dave Ramsey’s show where he offered some good advice but also played down the severity of the nation’s debt crisis. Dave refers to two different books on how the national debt was going to ruin…
Ernst & Young Study on Using Permanent Life Insurance for Retirement Income (Surprising Results!)
A recently published study claims that taking income from permanent life insurance and annuities in retirement can create a better outcome for investors. Ernst & Young compared five different strategies including investments only,…
Max Loan Challenge: Whole Life vs IUL in a Fixed Account
IUL and whole-life policies both have their place. Whole-life advocates prefer it because your cash value is guaranteed to increase each and every year as the IUL has growth that is tied to the upward movement of a stock market index. The downside to…
“That’s a Lie!” Angry Senator Confronts Janet Yellen Over Social Security Bankruptcy
Janet Yellen appeared in front of a Senate Finance Committee in March where explosive testimony erupted when a senator from Louisiana asked a line of questions regarding the impending insolvency of Social Security. The Social Security Trust Fund is…
The 5 Biggest IUL Mistakes (And How to Avoid Them)
David breaks down the 5 biggest IUL mistakes people make and how to avoid them. He starts the conversation by explaining the impact IULs can have on tax-free retirement when used correctly. Mistake #1 – Getting an IUL through the wrong…
How to Avoid Over-Converting Your Roth IRA
David sits down with certified financial planner Mark Byelich to discuss how to avoid over-converting your Roth IRA. They start the conversation by describing how over-converting your Roth IRA could sink your retirement plan. According to David,…
Why the Middle Class Could Soon Be Paying 45% Effective Tax Rates
David sits down with certified financial planner Mark Byelich to discuss why the middle class could soon be paying 45% effective tax rates. When asked what investors should pay attention to in 2023, David says it’s now do or die for those looking to…
How to Dramatically Lower the Tax Bill on Your Roth Conversion
David sits down with financial advisor Daniel Rondberg to discuss how to dramatically lower the tax bill on your Roth conversion. They start the conversation by describing why the Power of Zero message is crucial to tax-free retirement….
The Top 2 Reasons to Have Indexed Universal Life
David starts the conversation by describing why it makes sense to have indexed universal life insurance. Did you know that any taxes you pay in your taxable brackets are, ironically enough, optional? David reveals that the ideal amount of money…
Indexed Universal Life–How to Find the Right Carrier, Product and Advisor
David starts the conversation by describing the three most important things you should look for in an IUL. All good IULs are sponsored by financially stable insurance companies – but not all financially stable insurance companies offer good…