The Truth About Municipal Bonds
Today’s podcast explains why it might be a massive mistake to invest in municipal bonds. The reason why this is such an important topic is our unusual fixation with municipal bonds when trying to set up a tax-free retirement. Interest from municipal…
Avoiding the Greatest Retirement Risks: Part One
One of the greatest retirement risks we all face is the near-certain prospect of tax rate increases and planning ahead is the best way to secure your retirement finances.
The Tax Freight Train Bearing Down on Your Retirement Plan
For David, the problem is that the U.S. has promised its people way more than it can afford to pay. The debt clock says $30 trillion, which is a mind-boggling figure. According to other experts, however, the real number is actually higher than that….
The Truth About Dave Ramsey
In this episode, David wants to share the truth about Dave Ramsey, look at the two pillars of his financial worldview, and deconstruct those beliefs. David believes that if Dave Ramsey’s audience followed his advice on paying off high-interest…
What is the Obamacare Surtax (And Should You Worry About It)?
David explains how Obamacare surtax, which was introduced back in 2013 when Obamacare passed, works and who it affects. The 3.8% of Obamacare surtax only applies to the investment income that reaches above and beyond specific thresholds: $200,000 for…