The Fatal Flaw in Suze Orman and Dave Ramsey’s Retirement Planning Advice

Today’s video is part six of David’s interview with financial advisor Chris Martens where they discuss the fatal flaw in Dave Ramsey and Suze Orman’s retirement planning advice.

They discuss David’s new book, “The Guru Gap,” and how America’s financial gurus are leading people astray. 

David believes that Dave Ramsey and Suze Orman have done an incredible service helping many Americans get out of debt and even become rich–but they’re not all that good at helping you stay rich or secure your retirement.

According to David, the problem with most financial gurus is that they’re trying to appeal to as broad an audience as possible. To do that they dispense one-size-fits-all financial advice.

Unfortunately, because of this really broad un-nuanced approach, most financial gurus cannot stay behind products like permanent life insurance that require nuance.

David reveals that his main goal is to uncover sustainable retirement strategies and help people wring the most efficiency out of their retirement plan.

David and Chris agree that people should not take financial advice from advisors on TikTok.

David further explains why TikTok is not his favorite place to get financial advice. 



Mentioned in this episode:

David’s books: Power of Zero, Look Before You LIRP, The Volatility Shield, Tax-Free Income for Life and The Infinity Code (free 3-part video series)

@mcknightandco on Twitter 

@davidcmcknight on Instagram

David McKnight on YouTube

Get David’s Tax-free Tool Kit at

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