Understanding the Tricky Roth 401(k) Distribution Rules
David McKnight explains how a lack of knowledge about Roth 401(k) distribution rules can lead to unexpected taxes and penalties. This episode dives into practical insights to help you steer clear of unwelcome surprises from the IRS. David illustrates…
Is Dave Ramsey STILL Wrong on Roth Conversions?
In the past, David McKnight has been critical of gurus like Dave Ramsey. However, this episode looks at a video in which Ramsey seems to have slightly changed his views. Ramsey emphasizes that one key benefit of a Roth IRA is the potential to…
The Ultimate Guide to a Zero-Tax Retirement Lifestyle
If you read my blog often, you know that I believe retirement should be a time of relaxation and enjoyment, free from financial stress. However, you also likely know that one of the biggest challenges in retirement is the burden of taxes. I share frequently about David McKnight’s powerful, game-changing Power of Zero philosophy, and I often share excerpts from his books, too. Today, I want to start back at the beginning – for any new readers or for anyone needing a refresher – on these foundational Power of Zero strategies designed to help you minimize tax liabilities and […]
Grant Cardone: Never Own a Home, Go to College or Invest in a 401(k)! (YIKES)
In a recent video, real estate influencer Grant Cardone made some bold claims, advising against attending college, owning a home, and he even suggested that people should cash out their 401(k)s to invest in real estate. David McKnight calls this…
The Easiest, Low-Hassle Way to Become a Millionaire (2nd Place isn’t even close)
This episode explores the easiest and most hassle-free way to achieve millionaire status. According to Fidelity, the number of 401(k) millionaire accounts they manage has skyrocketed from 100,000 in 2017 to nearly 500,000 in 2024. “The slow and…
Ben Shapiro: Here’s What Will Happen to the National Debt Under Kamala Harris
In this episode, Ben Shapiro shares his insights on the growing national debt and its potential trajectory under a Kamala Harris administration. Shapiro provides a historical overview of U.S. interest payments, starting from the 1960s. He highlights…
