The LIRP vs Stock Market Investing
The idea behind today’s episode comes from a conversation David had with someone at a recent event he spoke at. He praised the LIRP as the “perfect Swiss Army knife-type of investment,” and couldn’t understand why more people didn’t make it…
Effective Tax Rate vs Marginal Tax Rate in POZ Planning Decisions
Today’s episode focuses on the difference between your effective and marginal tax rate and which one is relevant in different financial planning contexts. For David, the American tax system works exactly like a graduated cylinder: your money flows…
Brian Hanson Speaks at the Power of Zero Elite Summit 2022
The Power of Zero Elite Summit was held Jan 4 – 7 at the Fairmont in Austin, TX. Each year a gathering of top Power of Zero advisors, led by David McKnight, meet to discuss how they can help their clients achieve a tax-free retirement. Brian Hanson has been a featured speaker at these events for several years providing guidance and motivation for other advisors.
How to Avoid Sequence of Return Risk in Your LIRP
David explains how, normally, we think of the sequence of return risk as the risk associated with the order in which you experience investment returns in your stock market portfolio in retirement. There are a couple of different ways you can safeguard…
The Demographic Glitch That Could Cause Your Taxes Could Double
The Baby Boomer generation created a demographic glitch that threatens the Social Security solvency, and it likely means significant income tax hikes in the near future.
Two Ways to Use the LIRP to Get to Tax-Free
There are dozens of contexts in which life insurance gets used, but 95% of the time, and from a Power of Zero planning standpoint, it gets used in two different ways. David explains how having a certain amount in your taxable bucket may sound great…
Can Mitt Romney Save America?
David discusses how Mitt Romney is at the forefront of trying to save Social Security, Medicare, Medicaid, solve the national debt problem, all while simultaneously trying to save the country. In a recent interview with former Power of Zero Show guest…
