How to Best Position the LIRP in Your POZ Strategy
Mark Byelich doesn’t know when taxes are ever going to be lower than they are right now. David sees Medicare, not Social Security, as the main issue because Medicare is five times more expensive and it’s what’s really going to be driving debt…
Is a ‘Tax Train Wreck’ Threatening Your Retirement?
If you keep contributing to tax-deferred accounts on the assumption that you’ll be in a lower income tax bracket in retirement, it’s time to rethink your retirement plan.
The POZ Moves You Should Be Making Right Now
Normally, it takes a year to add $1 trillion to the national debt. With Covid-19, we have added $6 trillion to the debt. Something that usually happens in 6 years took place in 3 months. David believes that instead of cutting the various programs, the…
Why Your LIRP MUST Have Interest in Arrears and Daily Sweeps
In a previous episode of the Power of Zero Show, David discussed the importance of having a guaranteed 0% loan provision in your LIRP. Beware: even if an insurance company has a guaranteed 0% loan provision, there’s still another way that they can get…
Can Long-Term Capital Gains Push You Into a Higher Tax Bracket for Roth Conversions?
Today’s episode focuses on outlining the basic differences between long-term capital gains and ordinary income taxes, and showing how they interact with each other from a taxation perspective. The idea for the topic actually came from a question one…