An Approach to Tax-Free Retirement Income
If you’d like to achieve the 0% tax bracket and set yourself up for tax-free retirement income streams, check out this powerful “three buckets” approach.
Surviving the Roth Conversion Gauntlet: Part Two
A Roth IRA conversion may be a savvy strategy to use within your fixed index annuity but it’s important to understand the associated challenges.
Surviving the Roth Conversion Gauntlet: Part One
A Roth conversion, and specifically a PIRC, can be a valuable strategy to create tax-free lifetime income for yourself and your family.
Aligning Your Tax-Free Stars
Most insurance companies allow investors to convert their fixed FIA to a Roth IRA prior to electing their guaranteed lifetime income, but to align your tax-free stars you’ll need an option I call “PIRC.”
The FIA: A Tool for Overcoming Perceived SPIA Deficiencies
The SPIA is a tool for guaranteed lifetime income and the FIA provides an option that overcomes the three main complaints regarding SPIAs.
Why Americans Aren’t Using the Best Approach to Lifetime Income
An SPIA provides a savvy approach to guaranteed income for life, but many Americans aren’t investing in them due to three common concerns.
Guaranteed Lifetime Income: Solving the Most Important Math Equation of Your Life
Utilizing an SPIA strategy for guaranteed lifetime income solves many common retirement income planning challenges and provides peace of mind.
What You Need to Know About the Three Percent Rule: Part Two
Getting your retirement withdrawal rate right is critical to ensuring you don’t outlive your nest egg, so read on to learn about four significant shortcomings of the Three Percent Rule.
What You Need to Know About the Three Percent Rule: Part One
Many people believe the Three Percent Rule is the best retirement rate withdrawal strategy but read on to learn what you really need to know.
The Retirement Risk Trifecta You Need to Know About
Retirement risk comes in many varieties, and we’ll be reviewing the dangers of withdrawal rate risk, long-term care risk, and inflation risk.
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